Mechanical Temp

MTYLD Credit Line

Borrow USDC against MTYLD collateral

Not connected
Credit Contract
USDC / MTYLD / MTYLD Vault
Treasury (funds borrows / receives repays)
MTYLD Price (USD)
$–
Your MTYLD
Your USDC
Health (LTV)
Treasury USDC
Available to Borrow
$–
Collateral (MTYLD)
USD –
Debt (USDC)
USD –
Interest + Late
Credit Score
Maturity
Protocol & User Stats
Borrow Limit (USDC)
$–
Liq Threshold (LTV)
Debt @ Liq Threshold (USD)
$–
Days to Maturity
APR
“Available to Borrow” = min(Borrow Limit − Current Debt, Treasury USDC, Treasury Allowance). Assumes 1 USDC ≈ $1.
Collateral: MTYLD
Deposit MTYLD
Withdraw MTYLD
Borrow / Repay (USDC)
Borrow USDC
Repay USDC

Arbitrum One • MTYLD Credit Line UI

About the MTYLD Credit Line

Borrow USDC against MTYLD at transparent, on-chain terms

🏦 How it works
  1. Deposit MTYLD as collateral.
  2. Borrow USDC up to your LTV limit (based on MTYLD price).
  3. Interest accrues; repay principal + interest (and any late fees) in USDC.
  4. If LTV exceeds liquidation threshold, positions can be liquidated.
💧 Treasury funding

The Treasury wallet supplies USDC to borrowers and receives all repayments. Admin must fund it with USDC and approve the Lending contract to spend USDC.

⚙️ Admin checklist
  • Fund Treasury with USDC (Arbitrum: 0xaf88…e5831).
  • From Treasury wallet: USDC.approve(lending, MAX_UINT).
  • Whitelist borrowers if gating is enabled.
⚠️ Risks & Disclosures
  • Price risk on MTYLD collateral
  • Smart contract & operator risk
  • Liquidation if LTV exceeds threshold